Have you entered my giveaway yet? If not, go enter now! The winner will be chosen on Tuesday, February 16.
10. I may never find a chartreuse bolero jacket again, and I’ll kick myself for not buying it when I had the chance. Sure, it’s a little small, but it will be perfect when I lose a few pounds.
9. I have a coupon and it’s on sale! I’m sure I’ll find somewhere to wear a chartreuse bolero jacket.
8. It matches the chartreuse bolero jacket hanging in my closet. You know, I haven’t used it because I didn’t have anything that matched it.
7. I can only get store credit for the thing that didn’t match the chartreuse bolero jacket, so I had to pick something else out. Store credit feels kind of like free money!
6. I’m happy, frustrated, sad, fill in the feeling, and need a little “retail therapy.”
5. The one I have is perfectly good, but I like this one better, or I don’t have one in this color/shape/size and my collection will not be complete without it.
4. Buying this will help me get organized and clutter free. (Hint: I can’t BUY my way to less clutter!)
3. A neighbor kid is selling it for a school/scout/underwater basket weaving field trip fundraiser. I don’t even want it, but I don’t want to say “no” to the budding entrepreneur.
2. Everyone else has one, and I deserve a treat.
1. It will make me happier, prettier, thinner, smarter, and a better person. If they say so on TV, it must be true!
Excuses seem so silly when I’m sitting at home, cash comfortably contained in my budget envelopes, but somehow it’s all too easy to give myself license to overspend when I’m in the store. I don’t have a chartreuse bolero jacket, but have spent ridiculously on plenty of other things I didn’t need, and it’s not an easy behavior to change!
What’s working for me? Not shopping. It’s drastic, but I’m not even going to the stores without a specific item in mind, and then I’m making a blind bee-line to the thing I need and a blind bee-line out.
What are your excuses, and how do you counter them to avoid overspending?