At the end of 2009, I got a ticket for running a stop sign. I did run the stop sign, which I should have seen but did not, so I didn’t contest the ticket and paid it. I learned later that one should always show up to court, even if you agree that you owe the traffic ticket, because judges will often reduce the fee. I don’t plan on doing this again, but it’s good to know just in case. Because I have never had a ticket, I am able to take traffic school to avoid the hit to my insurance rates.
But the ticket and traffic school, they’re not free. And they’re not part of my budget. So my emergency fund took the hit and has dwindled down to $114.00. I’m glad that I had the money there so it could be promptly paid, but I’m being more cautious at stop signs to avoid this situation in the future!
And if you’ll excuse me, I’m going to sniffle and whine a little. Hopefully tomorrow will be a cheaper day.