In order to meet my financial goals this year, I’ll need to save $500 per month. I don’t work outside the home, so I’ve been trying to come up with ways to cut expenses and bring in extra money. Here are the ideas I have so far for bringing in extra money throughout the month:
Earn gift cards for searching the internet. So far, I’ve earned $10 in amazon.com gift cards in two months. When you sign up for Swagbucks and use it to search, you and I both receive points toward free gift cards!
Receive cash back for purchases I would otherwise make online. When you sign up, you and I both get $5, free! I have used Ebates for cashback on deeply discounted clearance items at The Children’s Place, on Ebay, and for my sewing machine at overstock.com.
- MyPoints (Ask me for a referral and we both benefit)
I’ve been doing the pay-per-click e-mails, points back for online purchases, and surveys to earn points toward free gift cards. Most of my points come from the pay-per-click e-mails, which I do while watching TV once or twice a week.
- Online surveys through Surveyhead and others. Surveyhead is the only one I’ve done enough to receive a paycheck from, and I won’t recommend one if I haven’t actually seen the money!
- Online tutoring.
- Find a job on Saturday mornings, when Mr. Penny is home with the kids.
- Participate in Focus Groups.
- Write E-How articles.
- Sell crafted items on Etsy.com and at craft fairs.
- Sell unwanted items on Ebay, Craigslist, Half.com, or yard sales
- Take cans and bottles to the recycling center rather than recycling at the curb.
- Sell plasma. I have donated blood but never sold plasma; I have no idea what it pays or how long it takes, but it’s an idea worth exploring.
- Rebates for things I would buy anyway. I particularly like Rite Aid’s rebate program, which is online (no mailing required) and leaves the receipt free to send in to a manufacturer’s rebate if one is offered. You can use coupons at the same time to triple-dip. Between rebates and coupons, I recently left the store with 28 items (diapers, shampoo, conditioner, deodorant, Christmas clearance coloring books for next year’s stockings, and Soy Joy bars) for $.36.
- Get $100 for depositing $100 a month into a TD Ameritrade “Save Yourself” account. That’s almost an 8.5% return, which is not bad in the current economic climate. I’ll be looking into other accounts that pay a new account reward and ones that offer higher than average interest payments as well.
- Odd jobs, like delivering phone books, helping a friend with a paid sewing project, etc.
Did I miss any obvious ideas for things that I can do at home legally and legitimately without spending money upfront? I’ll post a page of everything I’ve done to make extra money throughout the year as the project progresses, so you can see what’s working.