Taxes, Refunds, and Help Wanted: How to spend unexpected cash

Our taxes are almost done and I have kind of a crazy admission that comes with them. Our income will be higher than my original estimate of $24,000 because of our tax return. I estimated our tax return at $6,000 for that, but we’re expecting closer to $8,400. My husband is the officer for a [...]

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Why it doesn’t pay for me to go to work

It sounds crazy, but going back to work outside the home would cost my family money. I’ve done the math and it just doesn’t work; staying home is simply more cost effective. My former job paid an hourly rate of $14/hr., double the minimum wage at the time, and was a standard 8am – 5pm [...]

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One week in and I’ve already saved…

OVER $300!! I am astounded. I have spent only $7.31 on unplanned expenses and have avoided shopping altogether except for a planned grocery trip for dairy/produce, so my budgeted expenses for the month are lower than expected so far. I’ve also had 4 No Spend days. My goal of 7 No Spend days a month [...]

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