February Wrap-up and March Goals

Monthly Wrap Up Already we’re at the end of February, and I’m happy to report that I made up the gap from January and am ahead of schedule for my annual goal with a current savings of $1,082.86! That means that I put $968.86 into the emergency fund just in the month of February. Wow! [...]

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January Wrap-Up, February Goals

Monthly Wrap Up January is coming swiftly to a close and I’m ahead for the month with $114.00 in the emergency fund. It’s not the $500 I was hoping to have reached, and I’m a little anxious about this shaky start! I did, however, start my IDA, actively pursue more options for bringing in money, [...]

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I Love IDA!

IDA, or Individual Development Account, is going to be my new savings vehicle, and a truly wonderful one at that. What is an IDA? Individual Development Accounts (IDAs) are matched savings accounts that enable low-income American families to save, build assets, and enter the financial mainstream. IDAs reward the monthly savings of working-poor families who [...]

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Getting Cozy with my Credit Report

As I mentioned in the initial post on this blog, I’ve been living off the credit map for several years. We have no mortgage and rent from a private party, so those aren’t listed. I have no credit cards. Until buying a new-to-us car in November, I had no debt at all; the car will [...]

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Welcome to The Saved Quarter

Welcome to The Saved Quarter. I’m writing this blog to document my journey from financial insecurity to financial independence and hope that you’ll join me. You’ve likely heard the phrase penny wise, pound foolish used to describe a person who minds the small change without regard for the bigger picture. Unfortunately, this is where I [...]

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