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Making the Most of Meager Means

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Deposits, Deductions, and Deals

03/17/2010 by Penny Saver

So there is good news, there is bad news,  and there is a good deal on a movie and frozen food, in that order!

  • Deposits:

I am depositing $119.50 into the e-fund! Woohoo!
$1 found on the ground at Costco
$3 rebate from Rite Aid$115.50 from mystery shop payments

My current savings total is $946.14. Does anyone know of a bank that I can deposit straight from Paypal?

  • Deductions:

I had to replace my car’s tires and that knocked out  $340.00. Ouch! I shopped around and found that Costco had the best price, but I still had a bit of sticker shock . I’m glad that I had the cash available so I didn’t have to drive on unsafe tires or take on debt to get them replaced, and I’m pretty sure the emergency fund is there to cover just this type of unexpected expense, but it stung a little using it.

  • Deals

This is not normally a deals blog, but occasionally find a money making deal that is worth sharing. Starting today, there is a money making deal at Safeway that I’m taking advantage of and wanted to share.

a. Get the DVD of The Princess and The Frog for $.99, or the BluRay/DVD combo for $6.99 with the deal outlined here.

b. At Safeway, you get $10 in Kohl’s Rewards for every $50 you spend. The Kohl’s Rewards are an awesome reason to spend a little extra on pantry staples that don’t frequently go on loss-leader sales, such as spices. *Edited – the movie deal didn’t work at my Safeway.

c. Combine the  Kohl’s deal with the frozen foods deal running all month and spend $25 on frozen foods. (Stock up on frozen veggies!) You’ll get a $10 catalina coupon toward your next purchase.

Edited to add:

I combined deals to get 70% off of my grocery trip today, stocking up on spices, vinegar, oil, frozen veggies and fish, and items for my Scratch vs. Store Bought posts. I also have $40 for Kohl’s and $20 for frozen foods. Yippee!

I went to Target for the BluRay/DVD combo, and it’s going into Sweet Pea’s Christmas gift. I also got Toy Story Legos for $15 for Peanut’s Christmas gift using a $5 off coupon at Target, more Hanes underwear for Peanut (in yesterday’s comments) and 2 boxes of character Band-Aids for $.32 each with coupons. (I needed the Band-Aids for the movie rebate, and they’ll make a nice stocking stuffer. What is it with kids and Band-Aids? Mine love them! And since we don’t get a whole lot of character stuff, they’re a novelty.)

*****

So that’s the update! Plenty of saving and some unexpected spending which reminds me why I’m saving in the first place.

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Posted in Budget, Cutting Expenses, Deals, Progress Report | 5 Comments

5 Responses

  1. on 03/17/2010 at 1:28 pm Elizabeth

    Hi! New(er) reader here. You asked about depositing from PayPal…I have a direct deposit set up with PayPal. If I’ve sold something during the month, I get an email around the end of the month saying my money is being deposited. It shows up on my online statement (I bank with Wachovia) within a few days. Is this what you are talking about? I mostly use PayPal for ebay and half.com but it will lump all your earnings into one deposit every month from those two sites, so I’m assuming it would do the same for any money coming into PayPal. I hope that makes sense and that’s the info you are looking for!


  2. on 03/17/2010 at 1:30 pm Penny Saver

    I’m looking for a bank that will take deposits directly from PayPal. I thought I could do it with ING but I can’t apparently.


  3. on 03/17/2010 at 2:30 pm Cate

    Yay for $115.50 from mystery shopping! You’ve officially convinced me to check that out. What a great way to add to our down payment fund.

    The tires are unfortunate, but you’re right–that’s what the emergency fund is for. I think I’d have sticker shock, too, though. :-(


  4. on 03/18/2010 at 9:34 am Lisa

    Wow, your blog really is inspiring! I want to be just like you when I grow up! ;) hehe


  5. on 03/18/2010 at 6:07 pm EC

    Wow, what is up with the Kohl’s rewards? I just got $20 today. My mom just bought the girls Easter dresses there last week. Is it wrong to see if they still have the same dresses on the rack, return the ones we got and “re-buy” using the Safeway money? We got a good deal on the dresses, usually $20, reduced to $8.



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  • Welcome to The Saved Quarter!

    My goal for 2010: Save our quarters!
    * 3 months’ expenses (a quarter of the year)
    * $6,000 (a quarter of our annual income)
    * and our home and household from the discord that comes from poor money management.

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    You can e-mail me at thesavedquarter (at) gmail (dot) com.

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